Introduction

Greetings. As the hot topic over the past 6 months, it only seemed appropriate to begin my own outlet to discuss various aspects of Banking, Finance, & the Economy...and occassionaly some subject matter completely unrelated to the aformentioned.

In the spirit of full disclosure I'll provide a one time 30 second bio of my background so the reader can decide if I'm biased, uninformed or uneducated in a particular area.

I hold a bachelors degree in the Liberal Arts as and Economics Major and Religion minor. I don't plan on discussing Religion here, but certainly my conservative slant will undoubtedly make itself evident. Post graduate, I took a very breif role in investment sales and realized that was not the life for me. From that point I worked approximately 2.5 years in retail banking (while I knocked out my MBA) and am now approaching 5 years in commercial banking first for a large local credit union and more recently for an aggressively expanding local community bank. Personally, I and am very happily married with my first child on the way.

As you might imagine after a quick study of my background, I am a very analytical person (I use Excel Spreasheets whenever and wherever possible) and virtually always wait to formulate an opinion until as many facts as possible are in on the matter.